A: Medicare does not have spousal or dependent coverage. Medicare is individual. If your spouse has reached age eligibility (65), then they can enroll in Medicare of their own accord 90 days in advance of the month they turn 65.

A: Yes, but there may be things to consider such as whether or not to defer your Medicare Part B. 

A: Part “A” is typically in place, and a paid-up benefit when you turn 65. Part “B” is not, unless you have enrolled in Social Security prior to age 65. If you have not filed to receive Social Security benefits, then you need to proactively enroll in Part “B” benefits and begin paying for them.

A: Yes. However, you will not have prescription coverage, and you will face unlimited healthcare costs due to the gaps in Original Medicare.

A: You usually can. It’s important to be sure your doctor accepts Medicare as some do not.

A: Yes, for up to 100 days, after a required three-day hospital stay.

A: No, but many Advantage plans offer dental coverage.

A: Part “D” is the Prescription Drug plan Medicare introduced in 2006.

A: In addition to having a huge gap in coverage, you will likely face a lifetime penalty.

A: Part “C” is another name for Medicare Advantage. Also named MA, MSA, or MA-PD (when prescriptions are included).

A: Online at SSA.gov or in person at a local Social Security office. We can assist.

A: This is a Medicare term that establishes previous coverage being at least as good as Medicare’s. This typically comes into play to avoid penalty.